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APR
(Purch): As low as 7.99%
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Intro
Rate: 0% APR for up to 12 Months
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Annual
Fee: $0
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AT&T Universal Savings Platinum Card
The AT&T Universal Savings Platinum Card, issued by Citibank, is designed for those with good credit who desire a credit card with platinum cardholder benefits.
This card acts both as a credit card and a calling card, but those who choose to use the card for calls may find the rates high compared to other calling card services. However, the card does provide two free directory assistance inquiries per month, up to 30 free phone minutes per month, and wireless phone loss and theft insurance.
The card has no annual fee, and the APR for purchases and balance transfers is reasonable for those who plan to carry a revolving balance. However, there is a minimum cap of 19.99% for cash advances...
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